Financing Your ADU
Home Equity Line of Credit (HELOC)
Tap into the equity in your home to fund your ADU. HELOCs offer flexibility and typically lower interest rates than personal loans.
Renovation Loans
Some banks offer renovation or construction loans specifically for home improvement projects like ADUs.
Cash-Out Refinance
Refinance your existing mortgage and use the difference to pay for your ADU. This can consolidate payments while unlocking needed capital
Personal or Construction Loans
If equity isn’t available, a personal loan or private construction loan may be a good fit for smaller projects or faster builds.
Need Help? We’re Here to Guide You
Not sure which option is right for you? Let’s talk. We’ll assess your project and connect you with professionals who can help you explore financing without pressure.
Fort Worth ADU 